For Courtney Clarke, a New York-based content creator on TheLifeOfCo YouTube channel, “no spending in November” helped keep the 2020 loan target on track. For a month, she avoided eating out and activities and spent only on her own needs. It costs money.
“I can’t say I was exactly right on the point, but it’s a great reset to retrain my mind,” says Clark. “It just makes sure you’re trying to make the most of it.”
She admits that she ate out when she didn’t have enough time to prepare her own meals, but even after the occasional hesitation, she saved more than $300 a month.
Take a side job now or clean your house and make money for the holidays. When it comes to gig work, there are many flexible side jobs in your spare time, from ride sharing to delivery. Or, if you want to save time, sell these dust collector items in your closet to a consignment store.
“I sold a lot of Preto’s closet and Once Upon a Child to get rid of it,” Sharp says. They estimate, on average, about $50 per trip, or $200 to $300 per year.
This article was provided to The Associated Press by personal finance website Nerd Wallet. Melissa Lamberena is the author of Nerd Wallet. Email: [email protected] Twitter: @lisalambarena.
Millennial Money: Save Now For The Holidays And Regret Later Bollywood
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